Citi custom cash categories reddit

WebNot sure that all issuers would do so. Depends entirely on how it's coded at the individual store, sometimes even the specific register. Citi will not have a "master list" of grocery stores. Most chain grocers will code as grocery. If you want to test, buy an item for a dollar and see what happens. WebJan 13, 2024 · For this reason, the Custom Cash card may work well as an additional card to carry for use in one of the eligible categories. The categories include restaurants, gas stations, grocery...

Citi Custom Cash Credit Card - Earn 5% Cash Back Citi.com

WebLenders want to see responsible credit usage on cards with some guardrails in place first (low limits, security deposits, etc). Where you bank will likely approve you as they see your cash flow but simply having a debit card means absolutely nothing for credit decisions elsewhere. Wait 6-12 months after getting a card before trying for the CCC ... WebI’m currently sitting at 9/24 with September 2024 being when I could finally be back under 5/24. In the past 24 months I’ve gotten the Chase Freedom Flex, Amex Gold, Amex BCP downgraded to BCE, US Bank Altitude Reserve, Citi Premier, Citi Double Cash, Citi Rewards+, and Citi Custom Cash. chinese food huntley https://streetteamsusa.com

Citi Custom Cash Card what is top eligible category? : CreditCards - reddit

WebCiti Custom Cash: $4,500 limit (recently got a CLI on 3/30/2024), ... Citi Premier for the SUB and to PC to a 2nd Custom Cash after one year passes Discover IT for the rotating … WebBelow are some purely cash back recommendations based on your monthly spending. * Dining $: 150 (Citi Custom Cash OR U.S. Bank Altitude Go OR Wells Fargo Autograph OR Capital One SavorOne) * Groceries $: 350 (Citi Custom Cash OR Amex Blue Cash Everyday OR Capital One SavorOne) * Gas $: 150 (Citi Custom Cash OR Wells Fargo … WebFeb 5, 2024 · The Custom Cash pairs well with rotating category cards because you can choose new categories to cover a category that the rotating card doesn't hit. If you're ok with an annual fee, the Citi Premier would cover all of your main categories (and would pay for itself if you spend $500 on a hotel stay). grand junction co celtic festival

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Category:Citi Custom Cash - Groceries Category : r/CreditCards - reddit

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Citi custom cash categories reddit

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WebApr 12, 2024 · Took a spin at the 7-month mark from my last increases after getting denied last month (at 6-months). I've always requested at the 6-month mark, but may start switching to 7, similar to my cadence with US Bank. SP's on both: Custom Cash + $3000, $15,800 --> $18,800 Costco Anywhere + $2500, $18,0... WebApr 12, 2024 · The spend on the Citi Custom Cash℠ Card is achievable for most people, and the bonus is only slightly lower, so we give Citi the win in this category. Cash Back Rewards. The way these cards approach cash back rewards could tip the scale for you. Citi Custom Cash℠ Card gets you 5% cash back in whatever category you spend the most …

Citi custom cash categories reddit

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WebCiti Double Cash SUB $200 (YMMV?) 78 70 r/CreditCards Join • 2 mo. ago Citi Custom Cash to fill hole between Discover It and Chase Freedom Flex each quarter? 13 11 r/CreditCards Join • 8 mo. ago Citi Rewards+ : Does it turn the custom cash into a 5.5% and the double cash into a 2.2% card? 53 49 r/CreditCards Join • 3 yr. ago WebI am interested in filling the gaps of the 3 Chase cards. Currently, I’m looking at the Citi Custom Cash, World of Hyatt, and US Bank Cash+ card. I’m also somewhat interest in the AMEX Blue Cash Preferred instead of the Citi Custom Cash as it can help with both gas and grocery, but not sure if it’s worth the AF compared to the CCC.

WebJan 2, 2024 · The primary reason to consider the Citi Custom Cash Card is because of the innovative rewards structure, as the card offers: 5x ThankYou points (or 5% cash back) on your top eligible spending category, on up to $500 spent each billing cycle 1x ThankYou points (or 1% cash back) on all other purchases WebPreviously was 4/24, CFU, US Bank Alt. Go, Citi Custom Cash, and CFF. Family member also added me as an auth user on their Capital One Venture X. Went in-branch and got approved. 17.3k credit limit and moved some around from CFU and CFF to get to 27k 😎 time to hit this 6k spend!

WebThe new Citi Custom Cash Card is a cash-back credit score card with no annual charge and a beneficiant rewards program that favors on a regular basis spending. With no quarterly rotating classes or money again activation required, it’s a notable enchancment on conventional category-based money again bank cards like Chase Freedom Flex. The … WebAug 30, 2024 · The top eligible spend categories of the Custom Cash Card are: restaurants, gas stations, grocery stores, select streaming services, select travel, select transit, home improvement stores, fitness clubs, live entertainment and drugstores. Card earns 1% cash back on all other purchases.

WebA few things to keep in mind are that the BCP is 1) 6% instead of 5%, 2) if you spend close to 6k on groceries, if you spend $400 in one month and $600 on another, you'd get a lower effective return with Citi than with the amex, 3) it's also 6% on media streaming, and 4) 3% on travel related such as lyft, gas, public transfer, etc. 3 Reply

WebCiti Custom Cash SM Card. Citi Double Cash ® Credit Card. With your Citi Custom Cash SM card you earn 5% cash back on your top eligible spend category up to $500 spent … grand junction co cars for saleWebThe Citi Custom Cash is the best year-round grocery card, at 5% cashback on up to $500 per billing cycle (= up to $6,000 per year, the same annual cap as the Amex BCP). As u/firebox40dash5 notes, due to the Amex BCP's $95 AF, its maximum effective cashback rate is only 4.4% (putting streaming aside), and that's only if one spends exactly $6,000 ... grand junction co city ordinancesWebDec 21, 2024 · Citi Custom Cash℠ Card overview. The Citi Custom Cash℠ Card is a solid cash-back card with no annual fee. This card differentiates itself from other options on … grand junction co countyWebMay 12, 2024 · If you currently have the Custom Cash (or any Citi card), you can find the benefits for it by going to the page below and logging in to your account: … chinese food huntsville ontarioWebCiti Custom Cash categories are. The eligible categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. If its not in the category listed it will get 1%. Kraft-cheese-enjoyer • 1 yr. ago. chinese food hunts point bronxWebDec 2, 2024 · Additionally, beyond its 5% back earnings, the Chase Freedom Flex℠ offers fixed, ongoing bonus rewards in popular spending categories: 5% back on travel booked via Chase. 3% back on dining. 3% ... grand junction co daily sentinel obituariesWebMar 28, 2024 · Citi Custom Cash Card members earn the following rewards:. 5% cash back on purchases in the top eligible spend category each billing cycle, up to the first $500 spent (then 1%) Unlimited 1% cash ... grand junction co dinner and a movie